本文目录一览:
- 1、社保卡金融功能是什么意思
- 2、中国银行金融社保卡主要功能有什么?
- 3、社保卡的金融功能是什么
社保卡金融功能是什么意思
一、社保卡金融功能是什么意思?
社保卡具有身份凭证、信息记录、自助查询、就医结算、缴费和领取待遇、金融支付等六大功能。
现在的社保卡有两个账户,一个是医保的个人账户,钱是不能取出来的;还有一个是银行金融账户的账户,开通后可以当银行卡来使用。
除了养老金,医疗费用报销返还、失业保险金等社保待遇原则上均通过这个金融账户领取。
社保卡的金融账户还具有免除小额账户管理费、年费等多项优惠,可办理本外币定期与活期储蓄、转账与汇款、刷卡消费、投资理财等各项银行业务。
二、社保卡金融账户怎么激活?
根据银行相关要求,办理注资、存款业务,可不使用密码;但首次办理取款或转账、消费等业务前,需办理设置金融密码手续。
所以,金融账户如果不激活,就无法提现、转账、消费,也就无法获得医疗费用的报销返还和失业保险金。
目前,社保卡持卡人办理金融账户激活业务,需本人持有效身份证件及社保卡前往卡面所示金融银行的网点柜台办理,激活时需设置金融账户的交易密码。这里需要注意的是,社保卡的医保个人账户和金融账户的密码建议分开设置。
卡片激活后,即可正常使用金融功能,并可享受银行相关的优惠。
中国银行金融社保卡主要功能有什么?
金融社保卡主要功能:
1、金融账户具有中国银行借记卡所有功能,存款、取款、转账、消费畅通无限,还能投资理财、代缴各类水电煤气费用等,更可享受网上银行、手机银行、ATM、自助终端、柜台等全渠道服务。金融社保卡仅限在境内使用。
2、社保账户包含养老、医疗、工伤、失业、生育五险功能,可凭卡就医购药,进行医疗保险个人账户结算;凭卡办理养老保险事务;凭卡到相关部门办理求职登记和失业登记手续,申领失业保险金,申请参加就业培训;凭卡申请劳动能力鉴定和申领享受工伤保险待遇等;凭卡上网查询人力资源和社会保障信息,也可以在网上办理相关事务。
以上内容供您参考,业务规定请以实际为准。
如有疑问,欢迎咨询中国银行在线 *** 。
诚邀您下载使用中国银行手机银行APP或中银跨境GO APP办理相关业务。
社保卡的金融功能是什么
金融社保卡有下列用处:可作为持卡人享有社会保障和公共就业服务权益的电子凭证;具有信息记录、信息查询、业务办理等功能;以及具有现金存取、转账、消费等金融借记功能。
【法律依据】
《“中华人民共和国社会保障卡”管理办法》第二条
本办法所称社会保障卡,是指面向社会公众发行,主要应用于人力资源社会保障领域 *** 社会管理和公共服务的集成电路卡。
社会保障卡是持卡人享有社会保障和公共就业服务权益的电子凭证,具有信息记录、信息查询、业务办理等基本功能。
第十六条
经批准发行社会保障卡的省级、地市级人力资源社会保障部门应制定明确的社会保障卡应用管理规程,并通过在服务场所明示、 *** 网站公示等方式向社会发布。社会保障卡应用管理规程应包括以下内容:
(一)社会保障卡的功能、用途;
(二)社会保障卡的发行对象、申领条件、申领手续;
(四)社会保障卡损坏、遗失后的挂失、补发程序;
(五)发卡机构、持卡人及其他有关当事人的权利、义务等。
【温馨提示】
以上回答,仅为当前信息结合本人对法律的理解做出,请您谨慎进行参考!
如果您对该问题仍有疑问,建议您整理相关信息,同专业人士进行详细沟通。
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